The purpose of the federal Fair Credit Reporting Act (FCRA) is to promote accuracy, fairness, and privacy of your information in the files of consumer reporting agencies. You have rights under the FCRA. If information in your file has been used against you, you must be told. You have the right: to know what is in your file; to ask for a credit score; to dispute incomplete or inaccurate information; and to require incomplete, inaccurate or unverified information to be corrected or removed. You have other rights under the FCRA. If your rights are violated, you may be entitled to sue for damages.
If you believe your rights have been violated, call the lawyers at Luther, Collier, Hodges & Cash to discuss your rights and take action.